How quitting your job while an open workers' comp claim affects your finances?
When an accident happens at work, many people
wonder if they can just quit and file for worker's compensation. This is
a common question but not always easy to answer. In some situations, quitting
may help your case, but it could hurt your finances in other conditions.
Click here to get additional
information regarding Workers' Compensation Claims.
Laws about workers' compensation when you quit your job
Workers' Comp: The Laws
Laws about workers' compensation are
complicated and often hard to understand. One question that comes up sometimes
is whether an employee can quit their job in the middle of a workers'
compensation claim. From a technical point of view, there shouldn't be any
effects. If you get hurt on the job, file for workers' compensation, and then
quit, you can still get some of your wage benefits.
Remember that even if you leave, you may still
be able to get workers' compensation and medical benefits from your old
employer if you got hurt while you were working for them. If you quit your job
before filing a work injury claim, you can still file a complaint against your
former employer and get paid.
You will still receive assistance, even if this
decision does not relate to the injuries in question. In such a scenario, the
insurance company will also make an effort to take advantage of the Voluntary Income Protection Limit.
Workers' Comp: The Reality
In reality, though, the situation is not better
for the worker. If you quit your job, your workers' compensation claim will end
most of the time. The goal of workers' compensation is to help workers who get
hurt or get sick. If you stop working, you can't get these benefits any more.
When someone quits their job, they usually have
to give their employer written notice of their decision. They also have to tell
the company that covers their workers' compensation insurance. Your workers'
compensation claim may be thrown out if you quit your job.
If you filed a workers' compensation claim and
then quit your job, you may be asked to sign a release form. This form lets
your former employer off the hook for an injury you got while working for them.
It also takes away the workers' compensation insurance company's responsibility
for the damage.
Why You Should Not Quit Your Job?
There are many reasons you shouldn't give up a
Workers' Compensation claim on your job. Here are some essential points:
1. When you file a Workers' Compensation claim,
you give the insurance company control over your life. If you quit, they might
decide that your injury isn't as bad as you said and stop giving you benefits.
2. When you file a claim for workers'
compensation, you ask the government to help you get back on your feet. This
can be a long and frustrating process, but giving up in the middle of it will
only make it harder for you in the long run.
3. You could be out of work long if you wait
for a hearing to get your benefits back. You wouldn't be getting paid during
that time, so you would likely fall behind on your bills.
4. Your health insurance could be
taken away. If you quit your job, you will no longer be able to get health
insurance through your employer. It could leave you without health insurance
and open you to hefty medical bills.
However, there are some exceptions to these rules if you can
show that you were fired or forced to quit your job. If your boss does this for
the wrong reasons, it is a misdemeanour on their part. You don't
have to struggle in a position where you are being discriminated against.
As we've seen, it's hard to win a workers'
compensation case. To learn more about Workers' Compensation laws or find out
if you may be able to file a claim, please visit our website at DYS Law Group or call us today at (213) 855-4749
https://dyslawgroup.com/index.php/2022/05/24/quitting-your-job-while-an-open-workers-comp-claim/
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