Top 5 things you need to know about filing a Permanent Disability Claim
The Social
Security Administration (SSA)
pays disability benefits to people who cannot work because they have a medical
condition expected to last for at least one year or result in death. You can
get permanent disability benefits when you have a physical or mental situation.
A situation that prevents you from doing any widespread work for a year or
more.
There are numerous methods
to file for disability benefits: online, cell phone, or in person. You can also
ask a friend or family member to file for you.
What is a Permanent
Disability Claim?
A permanent disability claim is a request for financial assistance from an insurance
company or the government to help cover the costs of living with a long-term
disability. This assistance can come in a one-time payment as a lump sum
payment, monthly payments, or a combination of the two. The person may claim
with the disability, their spouse, or their parents if they are minor or unable
to work.
Several things must get proven to make
a successful permanent disability claim. Such as, the individual is unable to
work because of their incapacity. The incapacity should get expected to remain
for at least 12 months. There must be evidence that the person cannot live
independently without assistance.
What qualifies as a Permanent
disability?
There are various
distinctive permanent disabilities. Several of them get without problem can get
labeled as permanent disabilities, some easier than others. The Social Security
Administration (SSA) has a precise definition of what qualifies as a permanent
disability for their Permanent Disability Insurance (PDI) program.
To qualify for PDI
benefits -
a) A person needs to be
unable to work because of a medically determinable bodily or mental impairment
that has lasted, or
b) The injury is
anticipated to remain for a minimum of 12 consecutive months.
c) The impairment needs to
reduce the person's capacity to do primary work activities by 50%.
Many injuries can qualify
as a permanent disability for a permanent disability claim. Common injuries
that can lead to a permanent disability are spinal cord injuries, brain
injuries, amputations, and blindness.
If you've got an injury
that has left you with an everlasting disability, you will be capable of filing
a claim for benefits. To find out if you qualify, contact our experienced
lawyers at DYS LAW GROUP, who can help you, assess your case.
What do you need to know
before filing a Permanent Disability Claim?
Filing a Permanent
Disability Claim may be an extended and daunting process. You will likely have
many questions about the process and what to expect. Here are the Top 5 things
you need to know:
1. You don't have to be
disabled to file a claim: You may be surprised to learn that you don't have to
be disabled to file a claim for permanent disability benefits. Many folks who
report court cases aren't disabled but have a medical situation that stops them
from working.
2. You don't have to wait
until you are unable to work to file a claim: You can file a claim for
permanent disability benefits at any time, even if you are still able to work.
However, your lawsuit will be processed more quickly if you file it when you
first become unable to work.
3. There is no time limit
to file a claim: You can file a claim at any time, regardless of how long ago
your injury occurred.
4. You will need to
provide documentation of your income and medical expenses: Further, there is no
specific list of disabilities that qualify you for benefits, so you will need
to provide evidence of your disability.
5. You can consult a Workers' Comp attorney to
help. If you consider submitting for permanent disability, it is essential to
apprehend the process and what to expect. Consulting a lawyer is a great way to
get accurate information unique to your situation. An attorney can help you
gather the necessary evidence, fill out the application correctly, and
represent you during the appeals process.
At DYS Law, we can help
you understand your options and guide you through the process of filing a
claim. We know that this can be a difficult time, and we are here to help you
every step of the way. Visit our website today at DYS Law Offices for more information, or call us at (213) 855-4749 to schedule a free consultation.
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