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Showing posts from September, 2022

Should Employers Participate in Subrogation for Workers’ Compensation?

  Workers’ compensation is a system in the United States and many other countries that provide benefits to injured workers or who contract an illness at work. State governments usually administer the program as part of social welfare programs. In recent years, there has been a growing trend of employers participating in subrogation for workers’ compensation. This practice allows employers to recover some of the costs of the benefits they have paid out to employees. This practice has pros and cons, and there is no clear consensus on whether or not it is a good idea. This article will explore the pros and cons of employer participation in workers’ compensation subrogation. What is Workers’ Compensation Subrogation? Workers’ compensation subrogation is a legal process that allows an insurance company to recover benefits it has paid to an injured worker from a third party liable for the worker’s injuries. Essentially, it will enable the insurance company to “step into the shoes” of th...

When Will I Start Receiving Payments Under Workers’ Compensation?

  If you have been injured at work, you may wonder when you will start receiving payments under workers’ compensation. The answer to this question depends on several factors, including the severity of your injury and the state in which you live. In general, workers’ compensation payments are made to injured workers to help them cover the costs of medical treatment and  lost wages . Payments are typically made on a weekly or biweekly basis. However, several factors can affect when you start receiving payments. For example, if you live in a state requiring injured workers to miss a certain number of workdays before they are eligible for benefits, you will not start receiving payments until you meet that requirement. To learn more about when you will start receiving payments under workers’ compensation, read on! What is Workers’ Compensation? Workers’ compensation  is a system of insurance that provides benefits to employees injured or become ill due to their job. Benefits c...

Workers’ Compensation: The Criteria for Elective Surgery in Injury Workers

  Workers’ compensation  is a system in the United States and many other countries that provide benefits to injured employees or contract an illness at work. State governments usually administer the program as part of social welfare programs. In some cases, workers’ compensation may also cover the costs of elective surgery. In general, workers’ compensation covers two main types of benefits: medical benefits and wage replacement benefits. Medical benefits are intended to pay for the injured worker’s medical expenses, while wage replacement benefits are intended to replace a portion of the worker’s lost wages. Elective surgery is surgery that is not medically necessary but that the worker elects to have to improve their appearance or function. Some criteria must be met for elective surgery to be covered by workers’ compensation, which will be discussed in this article. What is Elective Surgery?   Elective surgery  is surgery that is not medically necessary but that th...

Is It Necessary To See A Workers’ Comp Doctor?

  There are many misconceptions about   Workers’ Compensation  and what it covers. One of the most common is that you must see a Workers’ Comp doctor if you are injured on the job. The reality is that you are not required to see a Workers’ Comp doctor – but there are certain situations where it may be in your best interest to do so. In this article, we will explore the ins and outs of Workers’ Comp doctors and whether or not you should see one if you are injured at work. What is Workers’ Compensation? In the United States, workers’ compensation is a system of insurance that provides benefits to employees who are injured in the course of their employment. Benefits can include medical expenses, income replacement, and death benefits. Workers’ compensation is typically mandatory in most states, meaning employers must provide coverage for their employees. There are a few key things to know about workers’ compensation. First, it is a  no-fault  system, meaning that e...

How to Minimize Effects of an Electric Shock Injury

  Despite the fact that electricity has significantly improved how we live, the fact remains that it can be a very risky source of energy. In the event that it is not properly controlled, electricity has the potential to cause catastrophic injuries and even result in death. The ability to react appropriately to an electric shock could mean the difference between life and death for the person receiving it. What an Electrical Shock Looks Like? Electric shocks can be caused by a wide variety of devices, many of which are likely to be found in and around the average person’s home. Electric shocks can be caused by a number of different factors, including outlets, lighting, and electrical appliances. If you are familiar with the symptoms of an electric shock, you will be better equipped to assist others who are experiencing one and will also be less likely to sustain an injury yourself. There are a few telltale signs that someone has received a severe electric shock, including the follow...

What To Do If You Lose Wages Due To An Occupational Illness?

  If you’re reading this, you or someone you know may have recently been diagnosed with an occupational illness. While this is a difficult situation, knowing that you have options and that some people can help is important. This blog post will explore what to do if you lost wages due to work injury or an occupational illness. What Is An Occupational Illness? An occupational illness is a type of injury caused by exposure to hazardous conditions in the workplace. This can include exposure to chemicals, dust, fumes, or other harmful substances. Occupational illnesses can also be caused by repetitive motion, vibration, or other work-related activities. What Are The Symptoms Of An Occupational Illness? The symptoms of an occupational illness can vary depending on the type of exposure and the length of time you were exposed. Some common symptoms include: Coughing Shortness of breath Chest pain Eye irritation Nosebleeds Headaches Dizziness If you are experiencing any of these symptoms, yo...